Wholesale vs Retail Lending : A Quick Comparison

Looking for a home loan in Arizona? Whether you’re buying or refinancing, knowing the difference between wholesale and retail lending can save you time and money.

Wholesale lending offers better pricing, faster processing, and more flexibility. By working with an Arizona mortgage broker, you get access to multiple lenders and loan options, ensuring you receive competitive Arizona home loan rates and quicker approvals. Brokers negotiate the best terms for you, making the process smoother and more affordable.

In contrast, retail lending typically involves captive pricing and fewer loan options, leading to higher rates and longer processing times.

If you’re considering a home equity loan in Arizona or home loan refinance, a broker can simplify the process and help you secure the best deal.

Call (480) 307-4107 today to find out how we can help you save time and money with the right Arizona home loan programs.