Interest rates are LIT 🔥 🔥 (make sure to get your quote from an independent mortgage broker like myself, that will not just save you 💰, but will save you THE most 💰💰💰)

February and September are two months in year with historically lowest mortgage rates in a year (They’re at about 3 years low right now)…
if you were thinking of potentially refinancing you could save quite a bit.
As a broker, I shop 50+ lenders to find you the most savings…
I process files myself, so there are no processing fees charged, underwriting fee is also included with rate…
Also no other “junk fees” added to your loan… (you can expect Title fee… roughly $850 and some recording taxes usually $60 or so… and if needed appraisal fee (this is determined at the approval stage but in our neighborhood 90% properties get appraisal waived these days)

If you have escrow account (property taxes and insurance), you can expect current escrow refund while we set up new escrow… so this fee is really not a fee… it’s basically just a “transfer”…
You can also opt in to pay taxes and insurance separately if you want…
And that’s about it!!

I will show you true cost of the loan, and rates that I get directly from wholesale lenders, (you can literately choose the rate you want and even have lender cover the cost of the Title/Escrow) then I will show you how you can skip or defer 1 or 2 monthly payments, all while saving each month hundreds in interest rates…
If you’re paying PMI, we can remove that during refi process… or potentially if you already have great rate, and a conventional loan, we can remove your PMI with a simple phone call.
If you’d like me to run a rate for you… and explain all of this…
Feel free to private message me or call at 480-307-4107