2025 FHFA Loan Limits : More Opportunities in Arizona

Good news for Arizona homebuyers! In 2025, the Federal Housing Finance Agency (FHFA) raised the conforming loan limits. The new limit for a single-unit home is $806,500, and for multi-unit homes, it’s $1,552,050. This change makes it easier for buyers to secure financing as home prices continue to rise.

If you’re looking to buy, these higher limits offer more options. You can now access larger loans for homes across Arizona, including FHA loans in Arizona. Whether you’re a first-time buyer or ready to upgrade, home loans in Arizona have become more accessible, especially with FHA financing.

For homeowners thinking about refinancing, the new limits make it easier to refinance your Arizona home loan or access cash through a home equity loan in Arizona. These changes also apply to Arizona mortgage brokers, giving you more opportunities to find the best rates and terms.

If you’re exploring FHA options, consider using a pre-approval calculator FHA to determine your eligibility and borrowing capacity. Now is a great time to explore your Arizona home loan programs, including FHA loans. Reach out to (480) 307-4107 to discuss your options and start your home financing journey today.